Based on the survey data of 486 major farming households in 32 villages of 4 counties: Dongkou, Yuanling, Shuangfeng and Taojiang in Hunan province, this paper uses logistic model to analyze the demand intentions and contributing factors of major farming households for mortgage financing for rural land management rights. The study has found that major farming households have a strong desire of mortgage financing demand for rural land management rights. The literacy level, area of cultivation, income level, term of operation, interest rate, financial product type of financial institutions, familiarity with agricultural loan officers, degree of financial support for agriculture, degree of policy support for agricultural insurance and credit rating have different influences on the demand intentions of major farming households for mortgage financing for rural land management rights. Therefore, this paper puts forward that the scope of statutory license for rural land contractual management rights mortgage can be extended. In addition, the bank should design a variety of financial products for major farming households with different characteristics. Finally, the government should be committed to improve agriculture insurance coverage, establish credit system and perfect the market system of property right, etc.
PENG Weizhuojia
,
LIU Weibai
. Demand Intentions and Contributing Factors of Major Farming Households for Mortgage Financing for the Rural Land Management Right: An Empirical Study Based on the Survey of Four Pilot Counties in Hunan Province[J]. Economic geography, 2018
, 38(12)
: 176
-182
.
DOI: 10.15957/j.cnki.jjdl.2018.12.022
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